CVV2 is an important security feature for credit card transactions on the Internet and over the phone. "CVV" stands for "Card Verification Value" (Discover Card calls it the "Cardmember ID").
The Card Verification Value is the last three digits on the back of a credit card. It is an important security feature for credit card transactions on the Internet and over the phone. "CVV" stands for "Card Verification Value" (Discover Card calls it the "Cardmember ID").
The CVV2 number enhances fraud protection and helps to validate two things:
The customer has the credit card in their possession.
The credit card number is legitimate
By helping to prevent credit card fraud, the CVV2 number keeps costs down for everyone.